Emergency Fund Calculator

How much should your emergency fund be? Get a target from your expenses and the date you'll reach it.

Essential expenses a month

Rent or mortgage, utilities, food, insurance, transport, minimum debt payments.

Months of expenses to cover

3 to 6 months is the usual range; more if your income is irregular or you are the only earner.

Saved for emergencies now

You can save a month

Savings account APY

Fill in the form and press Calculate to see your result.