CD Ladder Calculator
Build a CD ladder: see what each rung earns and when your money comes free.
Working it out...
Fill in the form and press Calculate to see your result.
Calculators start from these; you can still change any field. Saved in this browser only.
Build a CD ladder: see what each rung earns and when your money comes free.
Working it out...
Fill in the form and press Calculate to see your result.
Splits the amount evenly across the CDs, which mature one after another at the spacing you choose. Each CD's APY is read off a straight line between the shortest and longest CD's APY you enter; each grows at its APY until it matures. With reinvesting, each CD rolls once into a new longest-term CD at today's longest-term APY.
Estimates for planning, not professional advice. What changed and when →
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