Calculators start from these; you can still change any field. Saved in this browser only.
How much house can you afford? See the price lenders' 28/36 rules allow on your income, debts and down payment, and the monthly payment.
Working it out...
Fill in the form and press Calculate to see your result.
The most you can spend on housing each month is the lower of two lender rules: the front-end ratio (housing cost as a share of gross income, 28% by default) and the back-end ratio (housing plus other debt payments, 36% by default) minus your debts. The price is solved so that principal and interest on the price minus your down payment, plus property tax, insurance and HOA dues, equals that limit. Mortgage insurance is not included.
Estimates for planning, not professional advice. What changed and when →
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