Savings Goal Calculator

Find out how much to save each month to reach your financial goal — whether it's an emergency fund, vacation, or down payment.

Your Goal

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$
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Use 0% for a regular savings account, 5-7% for index funds

Your Savings Plan

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Enter your goal details to see how much to save each month

Savings Tips

Popular Savings Goals

  • •Emergency fund: 3-6 months of expenses
  • •Home down payment: 20% of purchase price
  • •Vacation: $2,000-$5,000 per trip
  • •New car: avoid loans by saving ahead

How to Save More

  • •Set up automatic transfers on payday
  • •Use a high-yield savings account (4-5% APY)
  • •Cut one subscription and redirect the money
  • •Save windfalls: bonuses, tax refunds, gifts
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How this is calculated

Solves for the regular deposit that reaches your goal by the date, with interest compounding monthly.

Estimates for planning, not professional advice. What changed and when →

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