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Estimate a yearly NFIP flood insurance premium by FEMA flood zone and the building and contents coverage you choose.
Working it out...
Fill in the form and press Calculate to see your result.
Starts from the average yearly NFIP premium for your type of flood zone (moderate-to-low risk B, C and X zones, or high-risk A and V zones) and scales it by how much coverage you choose compared with the average NFIP policy (about $1.3 trillion of coverage over nearly 4.7 million policies, so about $276,600 each). Low and high apply the spread between the lowest and highest state averages ($454 in Alaska and $1,590 in Connecticut, against $888 nationally). A home that isn't your main residence pays the higher $250 HFIAA surcharge instead of $25.
Estimates for planning, not professional advice. What changed and when →
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